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“Green finance works when the borrower can prove the saving.”

Farzana Yasmin talks about green business, what changed in the last five years, and what comes next.

FYFarzana Yasmin
Farzana Yasmin

Farzana Yasmin talks about green business, what changed in the last five years, and what comes next.

Why did green business move into the boardroom conversation?

Because it was already there; we just were not counting it. Costs rise every year, buyers now ask for green business data in the same email as price. Once we put a real number on it, projects that looked optional became the obvious ones.

“An effluent plant is not an expense. It is the licence to keep selling.”

What did the first investment look like?

A small, measurable pilot. It paid back in under three years, and that result gave the board the confidence to approve a larger programme in the following budget cycle.

“The first project is never about the saving. It is about proof.”

Where does green finance help most?

Tenor. Patient, concessional loans let a mid-sized business do the full retrofit rather than the cheapest piece of it. The bottleneck is no longer money alone; it is the paperwork to prove the savings.

“Patient capital turns a pilot into a plant.”

What would you tell a smaller supplier?

Start with measurement. Install meters, publish the numbers internally, and let the team find the leaks. The biggest wins were not technology, they were habits.

“Measure first. The savings will introduce themselves.”

What does this change for workers?

Cooler floors, cleaner air and fewer accidents. A greener workplace is a safer workplace, and safer workplaces keep their best people.

“Sustainability that workers can feel lasts longer than a certificate.”
Interview — Sidebar 1AD
Profile
Name
Farzana Yasmin
Role
Head of sustainability, a leading bank
Topic
Green Business
Series
In Conversation
Date
14 September 2026
Interview — Sidebar 2AD
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